Overdraft Services

R Bank Strikes Out Overdrafts

R Bank offers Overdraft Services to send potential overdraft fees, inconvenience, and embarrassment back to the dugout.

  • Privilege. A minimum amount of Overdraft Privilege* is added to your personal checking account to cover unexpected purchases or a simple error in tracking your balance. We pay the item and charge a minimal fee to cover the item. You avoid fees from businesses and the time and trouble of replacing a returned check.
  • Protection. If you have another deposit account, you can add Overdraft Protection to transfer funds automatically to cover an overdraft in another account. What could be simpler than protecting yourself with your own funds?

R Bank wants you to enjoy your banking, without worrying about unnecessary hassles and interruptions. Live your life, with the comfort of knowing R Bank has you covered.

*Generally, overdraft privilege is granted in the amount of $300.00 for Ea$y Checking and $500.00 for other personal checking accounts after the account remains in good standing for 30 days. Effective August 1, 2010 we will not authorize and pay overdrafts for everyday debit card and ATM transactions unless you have authorized R Bank to do so. See the Deposit Account Agreement for more information on Overdraft Privilege.