Account Details
| Minimum Opening Deposit | $100.00 |
| Minimum Daily Balance | $0.00 |
| Monthly Service Charge | $0.00 |
| Interest Paid | No |
Life can be complicated. Our Ea$y Checking Account isn't.
R Bank Ea$y Checking is a personal checking account designed to meet the requirements of modern banking. This non-interest bearing checking account offers a pay-per-swipe reward and overdraft privilege as a standard feature. You can earn up to $240.00 cash back per year and $20.00 per month just for using your debit card! With no minimum balance requirement, opening the account is easy and hassle-free. You can open a new checking account with us and enjoy the benefits of unlimited check writing and ATM withdrawals, ensuring convenient access to your funds within days of account opening.
Why Choose Ea$y Checking?
Online Banking
You’re busy, we understand. That’s why our tech savvy online banking tools offer all of the solutions you need to fit your busy lifestyle.
Mobile Wallet
Forgot your wallet? No problem! Add your R Bank debit card to your mobile wallet and pay right from your smart phone. Technology you need, convenience you deserve.
Mobile Deposit
Can’t make it to the bank? Deposit the check you’ve been waiting on right from the mobile deposit feature available in our app.
Not the right fit? Consider these other checking options:
Refresh Checking
The Refresh Checking account is for anyone but designed for those just starting out or needing a fresh start with their banking journey.
R Best Checking
R Best Checking account earns interest. Do you like using your debit card and online tools? This could be the right fit for you.
Income Checking
The income checking account is designed to make your money work harder for you. With this interest-bearing account, your money will work harder for you, growing your money effortlessly over time.
Business Checking
Are you looking for a business checking account? For every style of business, R Bank has a business bank account that fits your profile.