R Best Checking Account | R Bank Texas

R Best Checking Account

Reward Yourself With R Best Checking Account!

2.50% APY*

Our highest interest-bearing personal checking account, R Best Checking, simplifies your personal finance with an array of convenient banking services and premium interest rates. R Best Checking pays you a premium rate of interest without asking for a monthly maintenance fee. To start earning the premium interest rate, simply meet the criteria, which are all everyday things that you most likely already do.

Earn a high rate of interest and get ATM fee refunds when you meet the simple qualifications! Limit two (2) accounts per tax identification number. In order to receive the maximum interest rate and ATM fee refunds, simply do the following:

  • Have one (1) recurring Direct Deposit or ACH automatic credit post and settle in a minimum amount of $250 to your account per qualification cycle
  • Have six (6) or more transactions post and settle per qualification cycle by using the R Bank Cash & Check Card (excluding ATM transactions)
  • Enroll and receive an electronic statement (e-statement)

A base rate of interest will be earned on all balances if qualifications are not met. ATM refunds are awarded up to the amount of $20 each cycle when qualifications are met.

*When your R Best Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in your R Best Checking account earn an interest rate of 2.47% resulting in an annual percentage yield (APY) of 2.50%. The daily balances over $10,000 earn an interest rate of 0.38% resulting in a range from 2.50% to 0.38%  APY, depending on the account’s daily balance.

A minimum deposit of $100.00 is needed to open account. The Annual Percent Yield is current as of the published date. Interest rates are subject to change. Contact us for current APY. 

Rewarding Yourself Doesn’t Stop There!

When you receive your R Bank Debit Card, enroll in our uChoose Rewards Program and earn points every time you swipe your debit card! The uChoose Rewards program is free for R Bank cardholders. Earn points each time you swipe your R Bank debit card for the purchases you make every day! We keep track of the points you earn. When you’re ready to redeem your points, simply log in to your uChoose Rewards account and choose from the millions of options available!

Cash in With Rewards

Redeem your rewards and turn them into cash back for yourself.

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Shop With Rewards

Redeem your rewards online at www.uchooserewards.com for merchandise at local businesses and over 15,000 stores and online retailers nationwide.

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Travel With Rewards

Redeem your rewards on airlines, hotels, cruises, and more to take the trip of a lifetime.

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A Night Out

Redeem your rewards for tickets to concerts, shows and other events in your area or nationwide.

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