R Bank has introduced two product enhancements designed to strengthen your debit card security and further reward you as an R Bank debit card user. These enhancements are available for Personal and Business debit cards. CardValet® provides you with protection and control, while uChooseRewards® truly rewards you for using your debit card. 

Keep tabs on your debit card with CardValet®

CardValet® allows you to:                                                                                                                                                             

  • Establish transaction controls for dollar amount limits, merchant categories and geographic locations
  • Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transactions
  • Get real-time balances for your accounts
  • Turn your debit card on and off                                                                                                                                           


Features Include:

  • Card Usage Controls - Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds.  Transactions can also be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants, groceries or electronic stores.
  • Card ON/OFF Setting - When the card is "ON" transactions are allowed in accordance with the cardholder's usage control settings.  When the card is "OFF", no purchases or withdrawals are approved until the card is turned back "ON".  This control can be used to disable a lost or stolen card. 
  • Location-based Controls - The My Location control can restrict transactions to merchants located within a certain range of each cardholder's location (using the phone's GPS); transactions requested outside of the specified range can be declined.
  • Interactive Alerts - CardValet can send a real-time alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined.
  • Financial Features - CardValet also enables cardholders to conduct limited card-related transactions wherever they are, any time of the day, including balance inquiries and locating ATMs.

To start using CardValet, download the CardValet app from the Apple® App store or Google Play® store from your compatible mobile device. After downloading the app, complete the registration process ensuring that your account validation information matches that on file with ESB for your personal or business ESB Debit Card.


Get the FREE mobile app that lets you control debit card usage and spending on the go.

  • Control Spending
  • Fraud Protection
  • Monitor Balances and Transactions
  • Business Use



App store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. CardValet is a registered trademark of Fiserv, Inc. or its affiliates.  All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries.



Shop | Earn Points | Enjoy your Rewards



What is R Bank Cash and Check Card®? R Bank Cash & Check Card is a rewards program where you earn points for shopping or using your R Bank Cash & Check Card, then redeem your points for anything of your choice from a huge online rewards catalog.

How do I get started? You must register your card(s) at www.uchooserewards.com before you can begin to earn points. Just click the Register link on the right, under New to UChoose Rewards?, enter your card number and then create your User ID and password to access the UChoose Rewards site.

How do I earn points? You earn points every time you make a purchase and additional points for shopping at participating retailers, whether it’s in-store at national or local retailers or online through www.uchooserewards.com.

Where can I earn points? Everywhere your card is accepted and you can earn additional points by shopping at participating retailers. View a complete list of participating retailers at www.uchooserewards.com.

What can I get when I redeem my points? It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, merchant gift cards or e-certificates, mp3 and game downloads,or more!

Can I Share my points with family members? Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with R Bank, you can link them together to earn rewards faster. Just visit the Preferences page to link more accounts to your program.

How much does it cost to participate? There is no cost. Membership in R Bank Cash & Check Card® is absolutely free for R Bank cardholders, so start shopping and earning today!

We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. 

Don't miss out on your rewards! Earn points for the purchases you make every day. Visit uChooseRewards.com today and register to start earning points.

    *The uChoose Rewards Program is available to open and active accounts as designated by R Bank. For more information, click the “Terms and Conditions” link at www.uChooseRewards.com.  uChoose Rewards is not an affiliate of R Bank.   uChoose Rewards is a registered trademark of Fiserv, Inc.

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  • R Bank’s Cash & Check Card

    To report your R Bank Cash & Check Card lost or stolen, please call 1-800-472-3272.

    R Bank’s Cash & Check Card is even better to use than checks - Even better than your ATM card - Even better than cash! Use your R Bank Cash & Check card to shop wherever MasterCard® is accepted and the purchase amount is automatically deducted from your checking account. You can also use your R Bank Cash & Check card the same way you use your ATM card - to get cash at ATMs.