All R Bank lobbies are closed until further notice. We will continue to serve your banking needs through our motor bank. If we are unable to meet your banking needs through the motor bank, please contact our Customer Contact Center to schedule an appointment (1.844.722.6589).
R Bank has introduced product enhancements designed to strengthen your debit card security and further reward you as an R Bank debit card user. These enhancements are available for Personal and Business debit cards. CardValet® provides you with protection and control, while uChooseRewards® truly rewards you for using your debit card.
Shop | Earn Points | Enjoy your Rewards
What is R Bank Cash and Check Card®? R Bank Cash & Check Card is a rewards program where you earn points for shopping or using your R Bank Cash & Check Card, then redeem your points for anything of your choice from a huge online rewards catalog.
How do I get started? You must register your card(s) at www.uchooserewards.com before you can begin to earn points. Just click the Register link on the right, under New to UChoose Rewards?, enter your card number and then create your User ID and password to access the UChoose Rewards site.
How do I earn points? You earn points every time you make a purchase and additional points for shopping at participating retailers, whether it’s in-store at national or local retailers or online through www.uchooserewards.com.
Where can I earn points? Everywhere your card is accepted and you can earn additional points by shopping at participating retailers. View a complete list of participating retailers at www.uchooserewards.com.
What can I get when I redeem my points? It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, merchant gift cards or e-certificates, mp3 and game downloads,or more!
Can I Share my points with family members? Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with R Bank, you can link them together to earn rewards faster. Just visit the Preferences page to link more accounts to your program.
How much does it cost to participate? There is no cost. Membership in R Bank Cash & Check Card® is absolutely free for R Bank cardholders, so start shopping and earning today!
We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem.
Don't miss out on your rewards! Earn points for the purchases you make every day. Visit uChooseRewards.com today and register to start earning points.
*The uChoose Rewards Program is available to open and active accounts as designated by R Bank. For more information, click the “Terms and Conditions” link at www.uChooseRewards.com. uChoose Rewards is not an affiliate of R Bank. uChoose Rewards is a registered trademark of Fiserv, Inc.
Keep tabs on your debit card with CardValet®
To start using CardValet, download the CardValet app from the Apple® App store or Google Play® store from your compatible mobile device. After downloading the app, complete the registration process ensuring that your account validation information matches that on file with ESB for your personal or business ESB Debit Card.
Get the FREE mobile app that lets you control debit card usage and spending on the go.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. CardValet is a registered trademark of Fiserv, Inc. or its affiliates. All rights reserved. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries.
The New Contactless Way to Pay
Apple Pay® is a new service that allows you to use your R Bank debit card without reaching for your wallet. Whether you are purchasing in stores, online, or in an app, Apple Pay provides you a simple, secure, and private way to pay.
Now, R Bank customers who have eligible debit cards can add those cards to Apple Pay and use their iPhone 6® or newer iPhone to pay quickly without physically swiping their card.
How Does It Work?
Apple Pay® uses near-field communication (NFC) contactless technology to safely exchange data between you and the business' point-of-sale (POS) system. Simply hold your iPhone 6 near the contactless reader.
If the business accepts contactless payments today, you can start using Apple Pay® right away. Simply look for one of these symbols when you're ready to pay.
Is Apple Pay Secure?
Apple Pay® is a convenient and safe way to make purchases. When you make payments with Apple Pay:
To learn more about Apple Pay®, click here.
The New Contactless Way to Pay
With Google Pay®, you can now pull out your phone rather than dig out your wallet. Your R Bank debit card works easily and securely with select Android devices wherever contactless payments are available. Online purchases, too.
You can pay wherever Google Pay® is available without physically swiping your card. You won’t even need to open an app to do it.
How Does It Work?
Is Google Pay Secure?
Google Pay® is a convenient and safe way to make purchases. When you make payments with Google Pay:
To learn more about Google Pay®, click here.
Samsung Pay® is one more way your R Bank debit card delivers convenience. Now, you have a simple, secure, and private way to pay at virtually any merchant where you can swipe or tap your eligible card.
Using your Samsung devices, transactions are authorized by your fingerprint or a PIN code. That way, you can rest assured of complete security – without physically swiping your card.
How Does It Work?
Look for these symbols wherever you make purchases to ensure they accept contactless payment. Then, it's a matter of simply holding your Samsung near the business' point-of-sale (POS) system. The two devices do all the work, exchanging your payment data. It doesn't get much simpler than that.
Is Samsung Pay Secure?
Samsung Pay is a convenient and safe way to make purchases. When you make payments with Samsung Pay®:
To learn more about Samsung Pay®, click here.
To report your R Bank Cash & Check Card lost or stolen, please call 1-800-472-3272.
R Bank’s Cash & Check Card is even better to use than checks - Even better than your ATM card - Even better than cash! Use your R Bank Cash & Check card to shop wherever MasterCard® is accepted and the purchase amount is automatically deducted from your checking account. You can also use your R Bank Cash & Check card the same way you use your ATM card - to get cash at ATMs.