Business Savings Accounts

For every style of business, R Bank has an account that fits your profile well. R Bank understands business. Backed by an experienced team of bankers, our seasoned team members and streamlined approach allow us to meet the needs of small - to medium - sized businesses. Coupled with superb personal service, R Bank has developed deposit accounts, loans, and services that help you create or expand your business, save and grow your revenue, and remain always ready to seize opportunity.

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  • So Simple, Yet Ever So Special

    The humble Savings account never looked so good. Whether you want a steady stream of savings, or just a place to keep some money safely out of reach until needed, we can help you.

    • Simplicity. R Bank Savings require no more than a minimum balance to open and a similar minimum daily balance to provide an account with a competitive rate of interest compounded daily and paid quarterly.
    • Discipline. Regular transfers from checking or other deposits to your Savings account will build a ready reserve for future use, with the added bonus of compounded interest.
    • Utility. Savings work well for so many uses, as a reserve account for taxes or other major liabilities, as a cushion for the unexpected, or as the first step in a long-term investment plan.


    However an R Bank Savings account can best serve you, R Bankers are ready to set you up and help you chart a course toward prudent business cash management and investment. 

  • Business Money Market

    We Make Your Money Work Harder for You

    If your business has current cash or short-term investment needs, R Bank's Business Money Market account is one hard-working FDIC-guaranteed tiered-interest-bearing home.

    • Interest. Earn interest on your daily balance, according to tiered rates that increase with the amount you have on deposit. Pay no monthly maintenance fee as long as you maintain the current minimum balance. Interest is compounded daily and paid monthly.
    • Access. R Bank makes your balance readily available as you need it, up to six withdrawals per month at no charge, three of which may be third party items. (based on regulatory limitations).
    • Safety. Balances held in your account are fully insured by the FDIC up to the current maximum allowed by law.


    Our low minimum to open is one final way this business account helps your money work and work for you. Watch it grow, safe in the knowledge it will be there, waiting for you when you need it.

  • Business Premium Money Market

    R Premium is Primed for Your Success

    The only way R Bank could create a Premium Money Market account better than Business Money Market was to prime it with even higher interest. 

    • Premium. Earn even more interest on your daily balance than our other checking accounts, according to tiers that increase as your balance increases. Pay no maintenance fee, as long as you maintain a moderately higher minimum balance than an ordinary money market account.
    • Access. Your full balance is readily available to you when you need it, up to six withdrawals per month at no charge, three of which may be third party items. (based on regulatory limitations).
    • Safety. The FDIC fully insures any amount you hold in your account, up to the current maximum allowed by law.


    Step up to Premium Money Market with your higher minimum to open and minimum daily balance to avoid fees. This premium will carry you considerably farther on your road to success.

  • Business Certificates of Deposit

    For Months or Years, Just Three Letters: R CD

    Nothing quite matches Certificates of Deposit for an impressive interest rate, FDIC-insured safety up to the guaranteed amount, and terms that can be tailored to exactly match your time horizon.

    • Returns. Interest on your CD is paid at a higher rate than any other FDIC-insured account with such a reasonable minimum to open. CDs are guaranteed to return your principal, plus interest*, regardless of the term.
    • Reserves. Over time, CDs work well as a store of reserves for your business. Your R Banker will help you choose terms and rates that grow your money prudently yet powerfully.
    • Rotation. By choosing different terms and maturity dates you can lock-in high interest rates and still have a regular pattern of available funds rotating in to allow for smooth business operations.


    Your R Banker will help you tailor your CD to your needs to ensure you enjoy its full term and avoid any interest penalty for early surrender, so that you get all that your R Bank CD offers.

    *Certificates of Deposit are FDIC guaranteed up to the maximum allowed by the FDIC. Penalty may apply for early withdrawal of funds prior to maturity.