Business Checking Accounts

For every style of business, R Bank has an account that fits your profile well. R Bank understands business. Backed by an experienced team of bankers, our seasoned staff and streamlined approach allow us to meet the needs of small - to medium - sized businesses. Coupled with superb personal service, R Bank has developed deposit accounts, loans, and services that help you create or expand your business, save and grow your revenue, and remain always ready to seize opportunity.

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  • Commercial Checking

    Commercial Strength Personalized for You

    R Bank's personal touch means Commercial Checking is no longer a trade-off of complexity to get business features. We make it easy and automatically tailored to the way you bank for business.

    • Simple. This straightforward account-analysis account quite possibly may be the only business account you may need. Bank as you wish, and let R Bank monitor your activity.
    • Economical. Our low minimum to open and monthly fee mean that you can start your account and keep it going through thick and thin. Earnings credit on non-interest balances to help offset fees and save you money.
    • Customized. Account analysis tracks deposits, debits, ACH, and more to ensure that your monthly fees and charges match the level of activity you need.


    Consider your Commercial Checking account the foundation of a great business banking relationship. R Bank means business, built to serve your unique way of doing business.

  • Smart Business Checking

    An R Bank Smart Business Checking account may just be the smartest way to handle your business checking needs. With a modest minimum daily balance and low transaction volume, it may even be totally free.

    • Value. With a low minimum to open, your account may be free, as long as you maintain the current daily minimum balance and stay below our limit for monthly items.
    • Fair. This account offers a fair value based on your balance and transactions. Should you exceed limits, the account charges are minor, giving you peace of mind for any business environment.
    • Flexible. Each month is a clean slate with Smart Business Checking, allowing you to match your business activity to low - or even no - expense for the account.

    If your business allows you to maintain a modest minimum daily balance and a handful of transactions or less each day, open an R Smart Business Checking account today and enjoy great value from now on.

  • Business Interest Checking

    Go Large Without Going Corporate

    R Bank Business Interest Checking rewards charities, clubs, and associations, as well as individual business owners with great interest-bearing value, without the need to be a for-profit corporation. Enjoy the big benefits of robust business banking with R Bank at a low fee and zero hassle.

    • Special. Business Interest Checking is reserved for non-profit organizations and sole proprietorships. It's the business checking value that delivers corporate advantages for entrepreneurs and community organizations.
    • Simple. A low minimum to open and a small monthly service charge, if your minimum daily balance dips below a pre-set minimum balance, make this account a breeze. That's all you really need to remember about this lean, easy-to-use account.
    • Substantial. Despite its modest description, Business Interest Checking packs a punch, with interest compounded daily and paid monthly on your collected balance above the minimum daily balance. You also get free Online Banking, Ea$y Pay bill payment, and R Bank Cash & Check Card (accepted anywhere MasterCard® is accepted), along with convenient access through Pulse® and Cirrus® ATMs and On Call, R Bank's 24-hour telephone banking system.


    Your business or organization just feels bigger, more flexible, and more powerful with Business Interest Checking. Yet, you retain the simplicity and clarity of a basic account.