Individual Retirement Account

Retire on Your Terms, With Your Own IRA

R Bank offers an array of retirement accounts to meet your needs. Consult your tax advisor for specific information about contribution levels and how an Individual Retirement Account may benefit you.

  • Option. No one knows for certain how the federal retirement program will operate when you retire. Your own IRA gives you options for funding your retirement, with a variety of maturity options with competitive interest rates. A prudent plan makes sense at any age.
  • Assurance. Fixed IRA interest rates are guaranteed for the length of the certificate, so you can make a secure and insured investment, with no worry about market fluctuations.
  • Convenience. When you set up an IRA at R Bank, you keep your life simpler with the same friendly R Banker who handles your banking needs.

Planning for retirement is challenging enough, without creating more complexity than you need. R Bank wants you to enjoy the same great relationship for IRAs that you can count on for all your banking needs.

IRA Plans Offered
Traditional IRA
Roth IRA
Helpful links:

Please consult a tax professional to understand which IRA plan is best for your financial needs. 

Is an IRA Right For You? Take our R Bank One-Minute IRA Test and find out. 

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We do not process transactions; we create relationships with our customers, our communities, and our stakeholders. Every interaction we have with these groups is an opportunity to get better and do more for those we serve. This has been a difference-maker for us in all the markets where we are located.

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