Online Account Opening:                                                                                                                                                            

  • The application process will take approximately 15 minutes or less and is open to all residents of Texas.
  • In some instances, before your account will be opened, a review may take place upon the successful completion of this application. 
  • You will need the following:
    • A Social Security Number, TAX ID or Business EIN
    • Personal Identification for all owners/signers
    • Business Entity documentation (for commercial accounts)
    • External account information (routing number and account number) if funding from an external account                                                                                                                              

Get started today by clicking the link that best applies to you!.


(For returning customers who have already saved or completed an application, please use the Saved Personal or Saved Business application links)

R Bank's USA Patriot Act Disclosure: Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. (Section 326 of the USA PATRIOT Act of 2001).

What This Means to You: When you open a new account with R Bank, we will ask for your name, address, date of birth, identification number, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. This information may be compared to information obtained through third-party sources, as permitted by law. If we cannot verify this information, your account may not be opened or it may be restricted and/or closed, and we will not be responsible for any losses nor damages including, but not limited to, lost opportunities, you may incur as a result. 

Your deposits are FDIC-insured up to the allowable limits. 

Questions? Contact us today!