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Wouldn’t it be exciting if your regular debit card swipes could earn you real money? Now they can, with an R Bank Checking Account and enrollment in the uChoose Rewards Program! Which checking account is right for you? Click here to learn about the different personal checking accounts R Bank offers!

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Did someone say rewards? With the uChoose Rewards program, swipe your R Bank debit card and watch the points add up. Imagine all the amazing things you could do with those points! Traveling to exotic locations, play the latest video games, and even get some extra cash into your account – it’s all possible with uChoose Rewards!

Earn points every time you use your debit card and redeem them for all kinds of great rewards. It’s an easy way to save while still having fun. Make the most of life by making the most of your everyday purchases with uChoose Rewards Points! Sign up today and enjoy all the rewards this account has to offer!

uChoose Rewards

This exciting rewards program transforms your everyday spending into a world of fantastic benefits and exclusive perks! As a uChoose Rewards member, earn valuable points for each qualifying purchase made with your R Bank Debit Card. Watch your points add up effortlessly, then redeem them for a vast array of rewards, including top-brand merchandise, gift cards, travel expenses, and more.

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Mobile Banking

Embrace the convenience of Mobile Banking-access your accounts 24/7, anytime, anywhere. Check balances, pay bills, transfer funds, and deposit checks with ease. Our user-friendly app ensures top-notch security and flexibility designed to cater to your on-the-go lifestyle.

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R Card Guard

Discover R Card Guard, the ultimate debit card management tool that revolutionizes the way you protect your finances. Experience heightened security and convenience in one easy-to-use app! R Card Guard empowers you with real-time alerts, customizable transaction settings, and instant card controls.

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uChoose Rewards® FAQ

To learn more about the uChoose Rewards® program, click the link below.

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Online Banking

Q: What is Online Banking?

A: Online Banking is a tool that allows you to use a personal computer with an Internet connection to conduct your banking online.

Q: What can I do with Online Banking?

A: You can view account balances and transaction history, transfer money, and download transactions to a personal financial manager and much more. Check out the Online Banking Demo to see all the features of Online Banking and how you can personalize your online banking experience.

Q: Is any of my personal information stored in the Online Banking product?

A: Yes, the Online Banking product stores your User ID, password and user preferences.

Q: How current is my banking information?

A: Your account information is updated every business day with new transactions that were posted to your account the previous business day.

Q: What accounts will I be able to access through Online Banking?

A: Once approved, you can access your eligible checking, savings, CD and loan accounts from the Online banking service. Our Online Banking Product is intended to give you as much access, security, and versatility as possible.

Q: How much account information can I view at once?

A: The system will automatically show the current month’s transactions and information. However, by selecting User Preferences, you can choose to view the current month and the previous month. Or, you can choose to view your account from the current date to same date of the previous month.

Q: Can I view my account details in more than one way?

A: Yes, you can view your accounts by date, check number, payee, amount or balance in ascending or descending order.

Q: What formats can I download my transaction history in?

A: Online Banking supports downloads to Quickbooks™, Quicken™, Microsoft Money™ or as a comma-delimited text file.

Q: Can I schedule future transfers?

A: Yes, you can schedule open, future and recurring transfers.

Q: When can I use Online Banking services?

A: With Online Banking, you have access to your account information 24 hours a day, 7 days a week!

Q: Is there a demo available for me to try?

A: Yes, we have an Online Banking Demo that is part of the Home Banking package.

Q: How long can I be inactive before being logged out of the Online Banking product?

A: The inactivity time out default is set for 10 minutes for Personal Online Banking platform. The inactivity time out default is set for 15 minutes for the Business Online Banking platform.

Q: What is required to use the Online Banking service?

A: All you need to use Online Banking is a secure browser that supports 128 bit encryption, such as Microsoft Internet Explorer®, Google Chrome Mozilla Firefox, Microsoft Edge, or Safari (Personal Online Banking, MAC or Safari for Windows. Business Online Banking, MAC users only). You can use any computer that has Internet access. For optimized results, please ensure your browser is updated to the latest version.

Q: How do I access Online Banking?

A: You must first complete the Online Banking registration form, (Personal Online Banking) or the Business Online Banking registration form, and submit it to us. Once your registration is received we will process your request. You will need a password to access the service for the first time. If you forget your password, or need additional assistance logging in, you may contact us, by telephone. You must have an existing checking, savings or loan account before banking online.

Q: Can I create my own password that is easy for me to remember?

A: Yes, after your first-time login, you can go to My Settings in Online Banking and change your password. In Business Online Banking you can go to Security Preferences to change your password.

Q: What happens if I forget or lose my password?

A: Just call us and we will take you through the steps needed to get back into the system immediately!